Terms, conditions, and exclusions apply. If that isn’t possible, a doctor must examine you within 72 hours of your trip cancellation. She calls off the engagement — and the cruise. Trip cancellation insurance covers you in the event that you have an emergency illness or accident, but it also covers you if it is a family member, business partner, or travel companion who becomes sick or has an accident. Conflicts – Your local court system is not going to give you a pass on jury duty because of your planned vacation. Please sign in to proceed. This is but a sampling of the circumstances under which a good cancellation policy may be able to help you recover your pre-paid and non-refundable vacation funds. Travel insurance can help protect you from certain unexpected events that are out of your control, but only specific events are covered. Trip interruption insurance coverage is effective after the trip has begun but is interrupted due to an emergency. Within the broader umbrella of trip insurance plans, many companies offer a valuable policy known as trip cancellation insurance. Prices are regulated by law. The number one covered reason for Trip Cancellation and Trip Interruption is the unforeseen illness or injury of you or a traveling companion that deems you unfit to travel, by order of a licensed physician; or the unforeseen hospitalization or death of a family member. See your plan details for additional information. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Trip cancellation is a standard benefit offered with most travel insurance comprehensive plans. However, it's not "cancel for any reason" travel insurance, and that's why it's essential to read all the terms and conditions when you buy your plan. 101-C series or 101-P series, depending on your state of residence and plan chosen. Travel insurance with trip cancellation benefits is designed to reimburse you for your prepaid, non-refundable expenses in case you have to cancel your trip for a covered reason. Safe and secure checkout with instant confirmation of coverage. While we understand that everyone's circumstances are unique, here's a look at some of the most common reasons trip cancellation insurance claims are denied. See Less. Cancellation cover is a part of many travel insurance policies. In many circumstances, this policy may be able to reimburse you for those tickets or reservations. A few days before they're supposed to leave, the Weather Channel reports that Tropical Storm Teresa is churning toward the island. Trip Cancellation insurance can cover travelers for 100% of their prepaid and nonrefundable trip expenses if they need to cancel for a reason that’s specifically listed by their policy. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Within the broader umbrella of trip insurance plans, many companies offer a valuable policy known as trip cancellation insurance. A travel insurance policy can protect you from a variety of unexpected circumstances while you're traveling. Allianz Global Assistance names several covered reasons for canceling a trip that can be  related to severe weather. Trip Cancellation Insurance . To get “cancel for any reason” coverage you’ll have to purchase a base travel insurance plan and add “cancel for any reason” coverage within 14 to … Trip Insurance A Travel Guard travel insurance plan through AIG Travel can help cover your trip investment, offset expenses from travel mishaps and provide you with emergency travel assistance. This is where trip cancellation insurance comes in. It is unpredictability that makes life worth living, but that unpredictability can bite you financially if you aren’t prepared. Get free trip cancellation insurance quotes by filling out the form (top right of this page). No one likes to think about cancelling their long-planned trip, but life sometimes gets in the way of our best laid plans. The trip cancellation benefit is determined by the amount of your trip you elect to protect, up to the maximum benefit stated above. Death of an Immediate Family Member – Losing a close family member can be an extremely difficult life event and no one wants to deal with travel hassles during such a time. The day before she's set to leave, she comes down with a bad case of the flu. Contact AGA Service Company at, or 9950 Mayland Drive, Richmond, VA 23233 or. Enter trip details below. This travel insurance benefit provides reimbursement of your pre-paid, non-refundable expenses should you need to cancel your trip unexpectedly for a covered reason. Call Allianz Global Assistance claim representatives anytime at 1-866-884-3556. Cancellation cover applies if you have booked a trip to take place within the policy period, but you are forced to cancel your travel plans because of one of changes in circumstances, which are beyond your control, and of which you were unaware at the time you booked the trip. This site uses cookies to improve your user experience and analyze site traffic. Trip cancellation insurance reimburses you for the pre-paid, non-refundable portion of your trip costs (up to the covered amount) if you need to cancel your trip due to a covered reason. Insurance companies that offer trip cancellation insurance as well as medical travel insurance policies typically offer a combined or comprehensive travel policy that provides both types of coverage. With a wide array of covered reasons for canceling a trip, travel insurance from Allianz Global Assistance is designed to protect you in case of many common travel mishaps. Buy online through our safe and secure checkout. It's not enough to send a credit card receipt or a single invoice. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com. Read our, Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated “A-” (Excellent) by A.M. Best Co., under BCS Form No. Trip cancellation insurance as a standalone policy does not include any emergency medical or hospital benefit. By Clicking ACCEPT or continuing to browse the site, you are agreeing to our use of cookies. After sitting in the airport for 12 hours, he gets furious and decides to cancel the whole trip. In many cases, they’ll be more resolute than ever about enforcing their no-refunds policy. Call 1-877-906-3950 ( Mon-Fri 9am - 8pm ). Trip Cancellation is a pre-departure benefit that can reimburse 100% of a traveler’s trip cost if they need to cancel their trip for a … Weather – Don’t assume that your hotel is going to refund your money if a hurricane hits the area two weeks before your planned trip. Many trip cancellation policies offer reimbursement of your pre-paid trip expenses should an immediate family member pass away prior to your departure as long as their death was not imminent at the time of purchasing the policy. The most common covered reason to cancel a trip under the Trip Cancellation … However, his trip cancellation insurance claim is denied. Because families often pre-pay their expenses such as hotel reservations, cruise tickets, plane fare, and more, you could find yourself in a financial hole should you need to cancel the vacation. Most trip cancellation policies will also include trip interruption insurance to help offset the cost of having to cancel your trip after departure. If, however, your cause falls under one of the following categories, there is a good chance you could be covered. Learn more or call 1-877-934-8308 if you are calling from the U.S. or 1 … Documentation of refunds received from the travel supplier(s) and/or common carriers. If you're unsure about how to submit a claim, ask! Travel insurance is designed to cover medical expenses and other financial losses while on vacation, but some policies might not provide for the most unexpected occurrence of all: trip cancellation. For instance, legal separation or divorce can be a covered reason for trip cancellation, but a breakup is not. You can’t predict when you’ll get sick, but if you’ve purchased a good policy you may be compensated for your pre-paid and non-refundable travel costs should you need to cancel for an unforeseen illness. The list of documentation Allianz Global Assistance requests includes: In short, send everything you can find that relates to your trip cancellation reasons and costs. They end up cancelling their vacation because of the storm — but their insurance claim is denied. T… *Rental Car Damage and Theft Coverage, when purchased as part of an annual plan, is not available to KS, TX, and NY residents. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated “A+” (Superior) by A.M. Best Co., under Jefferson Form No. Travel insurance with trip cancellation benefits is designed to reimburse you for your prepaid, non-refundable expenses in case you have to cancel … For instance: However, travel insurance is meant to protect travelers against sudden and unforeseen events — not threats that are already on the horizon when the insurance is purchased. *For WA residents, Rental Car Damage and Theft Coverage may not be available in all plans. There are two aspects of "cancellation" insurance. pre-departure coverage that reimburses you (up to the covered amount) for pre-paid non refundable trip costs if you have to cancel your trip for a covered reason Effect within 24 hours a day, seven days a week at.! Wo n't cover her trip cancellation insurance well in advance of your cancellation! A part of the following additional terms apply trip cancellation insurance unable to provide refunds for months penalties a. 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